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Jason A. Brown -  Jason Brown Premier Realty Group
   Jason Brown Premier Realty Group - Kansas City Realtors



Jason A. Brown -  Jason Brown Premier Realty Group

Kansas City Marketplace * Mortgage Interest Rates & Home Loans


www.JBPRealtyGroup.com

The Ever Changing Kansas City Marketplace

Jason Brown Premier Realty Group keeps you current on changes in the Kansas City marketplace.  Our sensitivity to changing market conditions allows us to provide our clients proper guidance when buying or selling their home.  Being alert and looking at developments that affect our client's home purchase or sale allows for a quick response before the rest of the market reacts.   

Jason Brown Premier Realty Group
Jason A. Brown

Keller Williams Realty Partners
11005 Metcalf Ave.
Overland Park, KS  66210
Group: (913) 906-5417
Direct: (913) 915-6008
Fax: (913) 744-2617
Email: JasonBrown@KW.com
Request Info / Send Feedback

 

Want To Get Pre-Qualified For A Mortgage Loan?

  It costs nothing to get pre-qualified with our preferred LOCAL lenders, so obtain the peace of mind in knowing your complete purchasing ability.   

Alan Scarpa

National Bank of Kansas City

Finance or refinance your home or busines loan through National Bank Of Kansas City Mortgage Division.

Customized Loan Options

Easy Local Pre-Approval!

 

National Interest Rates

Bankrate.com

Check rates nationwide

A National Reference Point!

 
 
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Today's News


Bankrate.com: Today's new stories
12 investment mistakes couples make
Two heads often don't work as one when it comes time to invest your money.
12 money gifts for mom
Forget the flowers! Help mom get something she could really use.
Low consumer confidence plagues market
Optimistic consumers are more likely to buy a home, say economists, but with consumer confidence at its lowest level in 17 years, the real estate market is unlikely to rebound soon.
Hire identity theft help or do-it-yourself
Want to reduce the risk of becoming the next victim? You can hire identity theft protection services or take measures to help yourself.
Rising food and fuel prices
The rising costs of food and fuel are a challenge for many Americans, but a devastating problem for people in developing nations. Are hedge funds to blame?

More News

 

 

KC real estate news from...

Inman News

Inman News

 

KC real estate news from...

KC Business Journal

Kansas City News, Kansas City Business Journal, Kansas City Newspaper

KC real estate news from...

Realtor.com

REALTOR.com

 

 


 

 

Are You Saving Up The Down Payment To Buy Your First Home?



How Much of a Down Payment Do You Need?

 

The amount of down payment needed depends in large part on the type of mortgage you get.  VA (Veterans) loans require no down payment.  If you want to avoid paying PMI (mortgage insurance), then you will need to put 20% or more down.  Many loans are done with as little as 5% down and many other first time home buyer programs offer as little as three percent down.  Lenders have become more willing in recent year to allow buyers to finance a majority of their home.  The main reason this has occurred is because Fannie Mae (Federal National Mortgage Association) has changed its lending criteria to include financing up to 97% (formerly it was 80%). 

Buyers should keep in mind that small down payments have their obvious drawbacks.  As discussed above you will have to pay PMI (i.e. could top $500 a year on a $200,000 loan with 5% down payment.)  You will also have little to no equity in your home.  For buyers who are short on cash flow, but who have good credit, getting two individual loans (called piggy backing a second) is an option.  This option offers 100% financing (80% of the loan on the 1st & the other 20% of the loan on the second).  The fees resulting from doing two loans may be hirer, and the interest rate on the second loan will surely be higher, but for some people this is the best option available.


 

Learn About Your Credit Report & FICO Scores

Want to learn about YOUR credit ratings and FICO scores, including how to get a FREE copy of YOUR credit report?

Visit Our FICO Score Page!

 

Jason Brown Premier Realty Group

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Jason A. Brown -  Jason Brown Premier Realty Group

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